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Will Medicare cover medical expenses from your car accident?

If you were involved in a car accident in Colorado that required you to seek medical attention, you may be surprised at the cost of the bills you are continuing to receive. Depending on your situation, you may be receiving bills for everything from your initial assessment by paramedics to outpatient therapy happening weeks or months after the accident happened. In these scenarios, does Medicare cover those costs?

Being aware of your options for financial assistance is important so you can make timely and educated decisions in seeking help for paying for your medical expenses. According to medicare.com, depending on the type of Medicare coverage you have, your treatment and subsequent doctor's visits should be mostly covered by your insurance. In addition to your initial assessment, Medicare also covers the following:

  • Chiropractic visits.
  • Outpatient visits for occupational or physical therapy.
  • Diagnostic imaging.
  • Braces, crutches or other resources recommended by your doctor to assist with your healing. 

It is important to be aware that depending on the type of coverage you have, you may be required to pay deductibles and for other components that are not included in your policy. For a full definition of what is and is not covered, you should reference your policy. Reading through your policy's details may help you to be better prepared for what your financial responsibility will be when it comes time to pay for your medical expenses in relation to your car accident. 

The information in this article is intended for educational purposes only and should not be taken as legal advice. 

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