Answering Your Car Accident Questions
In the aftermath of a serious car accident, it’s likely that you have more questions than answers about your rights and your claim. Colorado’s personal injury laws can be difficult to interpret and apply if you do not have a strong legal background.
At Beem & Isley, we are here and ready to help. We have compiled a list of questions that our attorneys frequently hear during their free consultations with personal injury victims and their loved ones. Please read on to learn more about your car accident questions. Then, contact our Denver office to arrange your free claim assessment with an experienced attorney at our firm.
Who is responsible for covering my medical bills and accident injuries if I am not to blame for a car crash?
In Colorado, accident victims file claims with the insurance provider of the at-fault driver. Because insurance companies do not make a profit when they pay out a claim, they will go to extreme lengths to limit compensation to victims. Even if you believe your case is straightforward, it is critical to work with an attorney who has your best interests in mind. Please follow this link to learn more.
If I’m involved in an accident with an uninsured or underinsured motorist, who pays?
Colorado laws require all drivers to be covered by car insurance. A policy must cover at least $25,000 for bodily injuries per person in an accident, capped at $50,000 per accident. In addition, the policy must also cover $15,000 in expenses for property damage.
Unfortunately, it is not rare to be hit by an uninsured or underinsured motorist. Fortunately, you do have options. You can file a claim with your own insurance provider if the at-fault driver or the driver’s insurance company cannot cover your damages.
What are my options if I am partially to blame for causing a car accident?
In Colorado, personal injury victims may receive compensation even if they were partially responsible for the accident. When accident victims cannot reach an agreement with the other party through negotiations, they can ask the court to intervene. Juries use a system of modified comparative negligence to determine the damages that the victim, known as “the plaintiff,” may be entitled to receive from the defendant, the party defending against the lawsuit.
The plaintiff may recover damages if the jury decides he or she is 49% or less responsible for injuries suffered. The jury will then determine what percentage of damages awarded is appropriate. The plaintiff will not receive any damages if the jury decides that the plaintiff and defendant were equally responsible for the injuries.
Uncertain Of Your Options? Talk To Us Today.
Navigating the legal system after an accident can be a stressful and confusing undertaking. Consult with us for free and learn how we can make a positive difference in your motor vehicle accident case.