In the chaos of a multi-vehicle collision, determining fault can feel like navigating a maze.
The complexity increases as various factors come into play. However, understanding the process and knowing your options as an injured party can be empowering.
Understanding the investigation process
Following a multi-vehicle collision, law enforcement and insurance companies engage in a thorough investigation to pinpoint the party responsible for the crash. They analyze factors such as traffic laws, witness statements and evidence from the scene to establish a clear sequence of events.
Traffic laws as a guiding light
One of the primary factors in determining fault is adherence to traffic laws. The party found in violation of these laws may bear the brunt of responsibility. For instance, if a driver runs a red light and triggers a collision, they may be at fault.
Witness accounts matter
Eye-witnesses play an important role in shedding light on the events leading up to a collision. Their statements can provide valuable perspectives, aiding investigators in piecing together the sequence of events. Reliable witnesses often help in establishing a clearer picture of fault.
Evidence from the scene
Physical evidence, such as skid marks, vehicle damage and the point of impact, is meticulously examined. These elements can provide tangible clues about the dynamics of the collision, aiding in determining which party may be at fault.
Options for the injured
If you find yourself injured in a multi-vehicle collision, there are avenues to explore, such as filing a claim with the at-fault party’s insurance. Additionally, your own insurance may cover medical expenses through personal injury protection or medical payments coverage.
Of the nearly 90,000 accidents that happened on Colorado roads in 2020, 3,164 resulted in serious injuries. For the injured, exploring insurance claims and understanding available coverage options can help pave the way toward recovery.