Hit-and-run accidents can be overwhelming, leaving those injured unsure of how to recover damages. Individuals have options to seek compensation even if the at-fault driver is not identified.
Understanding the process for recovering damages is key to ensuring that victims get the help they need.
Reporting the accident
The first step in recovering damages after a hit-and-run is reporting the accident to the police. Colorado law requires drivers to report any accident involving injury, death, or significant property damage. A police report is necessary to document the incident and support any future claims. Reporting the accident also increases the chances of finding the at-fault driver.
Uninsured motorist coverage
If the at-fault driver is not found, injured parties may still recover damages through their own insurance. Uninsured motorist (UM) coverage can help cover medical expenses, lost wages, and property damage. In Colorado, insurance companies are required to offer UM coverage, although drivers can choose to decline it in writing. UM coverage is especially helpful in hit-and-run cases where the responsible driver cannot be identified.
Gathering evidence
Gathering evidence is important for a successful claim. Individuals should take photos of the accident scene, damage to their vehicle, and any visible injuries. Witness statements can also be valuable in establishing what happened. The more evidence collected, the stronger the case for recovering damages.
An experienced attorney can help navigate the claims process, communicate with insurance companies, and pursue any available legal avenues for compensation. They can also help investigate the accident to increase the chances of finding the at-fault driver.
Moving forward after a hit-and-run
Recovering damages after a hit-and-run accident in Colorado requires quick action. With the right steps and proper support, those injured can work toward getting the compensation they need to move forward.